Credit tools to promote energy conservation [electronic resource] : a possible federal role
- Oak Ridge, Tenn. : Distributed by the Office of Scientific and Technical Information, U.S. Dept. of Energy, 1979.
- Physical Description:
- Pages: 28 : digital, PDF file
- Additional Creators:
- United States. Department of Energy. Office of Scientific and Technical Information
- An analysis is presented of the potential of banking institutions to assist in the promotion and implementation of energy conserving measures. Emphasis is given to urban problems and to a possible federal involvement with any measures taken. The relationship between commercial banks and their borrowers was examined. In order to assess a potential federal role, existing regulatory mechanisms were examined. Senior officers of commercial banks were interviewed. A review of relevant literature and federal regulations was undertaken. The fundamentals of lending decisions were reviewed and analyzed in order to develop an understanding of the function of energy considerations in the loan process. The large money-center bank, which satisfies the financial needs of the Fortune 500 borrowers and the city-wide or regional bank, which derives its business from local consumers, are considered. (MCW)
- Published through SciTech Connect.
Donovan, Hamester and Rattien, Inc., Washington, DC (USA)
- Funding Information:
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