%0 Generic %T Encouraging small business growth and access to capital : hearing before the Subcommittee on Oversight and Investigations of the Committee on Financial Services, U.S. House of Representatives, One Hundred Eighth Congress, second session, September 23, 2004. %U https://ezaccess.libraries.psu.edu/login?url=https://www.heinonline.org/HOL/Page?handle=hein.cbhear/cbhearings80974&id=1&size=2&collection=congrec&index=cbhear