%0 Generic %T Insured but not covered : the problem of underinsurance : hearing before the Subcommittee on Oversight and Investigations of the Committee on Energy and Commerce, House of Representatives, One Hundred Eleventh Congress, first session, October 15, 2009. %U https://ezaccess.libraries.psu.edu/login?url=https://www.heinonline.org/HOL/Page?handle=hein.cbhear/fdsysalap0001&id=1&size=2&collection=congrec&index=cbhear