%0 Generic %A Cooper, Cheryl R., %E Labonte, Marc, %E Perkins, David W. %T U.S. payment system policy issues : faster payments and innovation / %U https://ezaccess.libraries.psu.edu/login?url=https://www.heinonline.org/HOL/Page?handle=hein.crs/govbbdr0001&id=1&size=2&collection=congrec&index=crs