Nominations of Laura S. Unger, Paul R. Carey, Dennis Dollar, Edward M. Gramlich, Roger W. Ferguson, Jr., and Ellen Seidman : hearing before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Fifth Congress, first session, on nominations of Laura S. Unger of New York, to be a Commissioner of the Securities and Exchange Commission ; Paul R. Carey, of New York, to be a Commissioner of the Securities and Exchange Commission ; Dennis Dollar, of Mississippi, to be a member of the National Credit Union Administration Board ; Edward M. Gramlich, of Virginia, to be a member of the Board of Governors of the Federal Reserve System ; Roger W. Ferguson, Jr., of Massachusetts, to be a member of the Board of Governors of the Federal Reserve System ; Ellen Seidman, of the District of Columbia, to be the Director of the Office of Thrift Supervision, September 30, 1997