Actions for FinTech : finance, technology and regulation
FinTech : finance, technology and regulation / Ross P. Buckley, University of New South Wales, Sydney, Douglas W. Arner, University of Hong Kong, Dirk A. Zetzsche, University of Luxembourg
- Author
- Buckley, Ross P.
- Published
- Cambridge, United Kingdom ; New York, NY : Cambridge University Press, 2024.
- Physical Description
- 1 online resource (xx, 330 pages) : digital, PDF file(s).
- Additional Creators
- Arner, Douglas W. and Zetzsche, Dirk
Access Online
- Contents
- Evolution of FinTech -- Smart regulation -- RegTech and the reconceptualization of financial regulation -- COVID-19, digital finance and existential sustainability crises -- Drivers of change : efficiency, financial inclusion, and sustainability regulating Artificial Intelligence in finance -- Distributed ledger technology, blockchain and Finance -- Decentralized finance and embedded regulation -- Data regulation and financial regulation -- Enabling a balanced proportional approach to innovation : regulatory sandboxes, innovation hubs and beyond -- Building the infrastructure for digital financial transformation -- Digital identity -- Electronic payments, stablecoins and Central Bank digital currencies -- Digital financial transformation : lessons from the EU -- Of TechFins, digital financial platforms, bigtechs and FinTech 4.0 -- The new systemic risks : cybersecurity and data risks -- The new SIFIs : FinTech, TechFin, scale and connectivity -- The challenge of scale : addressing concentration and dominance in digital finance -- Conclusion : building better financial systems.
- Summary
- In this comprehensive, accessible work, Ross P. Buckley, Douglas W. Arner, and Dirk A. Zetzsche offer an ideal reference for anyone seeking to understand the technological transformation of finance and the role of regulation: the world of FinTech. They consider FinTech technologies including artificial intelligence, blockchain, BigData, cloud computing, cryptocurrencies, central bank digital currencies, and distributed ledger technology, and provide a unique perspective on FinTech as an interactive system involving finance, technology, law, and regulation. Starting with an evolutionary perspective, the authors then consider the major technologies transforming finance, arguing for approaches to balance the risks and challenges of innovation. They address the central role of infrastructure in digital financial transformation, highlighting lessons from China, India, and the EU, as well as the impact of pandemics and other sustainability crises, while considering the risks generated by FinTech. They conclude by offering forward-looking regulatory strategies to address the challenges facing our world today.
- Subject(s)
- ISBN
- 9781009086943 (ebook)
9781316514405 (hardback)
9781009078214 (paperback) - Note
- Title from publisher's bibliographic system (viewed on 13 Nov 2023).
View MARC record | catkey: 43222621