Dwelling Category - Single Family (1-4 Units): Site-Built from the Home Mortgage Disclosure Act database shown as count Date Type: Year; Country: USA; Lender: All Lenders; Mortgage Purpose: All Loans; Gender: All Genders; Race: All Races; Ethnicity: All Ethnicities; Age: All Ages Sage Data. Sage Publishing Ltd Sage Data [electronic resource]

Corporate Author: Federal Financial Institutions Examination Council
Published: Thousand Oaks, CA : Sage Publications, Inc. 2025

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Sage Data: ezaccess.libraries.psu.edu

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Summary

Reports counts of home loans issued based on construction method (site-built) and dwelling category (single-family homes with 1-4 units). Provides data on home mortgage loan applications and outcomes, shown by loan purpose and type; property type (1- to 4-family, multifamily); construction method (manufactured, site-built) loan amount; reason for denial; demographic characteristics of borrower; property location (metropolitan statistical area [MSA], state, county, and census tract); and individual lender. The collection of this data from depository and nondepository lenders is authorized under the Home Mortgage Disclosure Act (HMDA) of 1975, and was implemented by the Federal Reserve Board's Regulation C. On July 21, 2011, the rule-writing authority of Regulation C was transferred to the Consumer Financial Protection Bureau (CFPB). The dataset covers loans for home purchase, home improvement, and refinancing. Annual differences in reporting requirements may impact data comparability and are detailed in the "HMDA Aggregate and Disclosure Reports" available at http://www.ffiec.gov/hmdaadwebreport/abouthmda.htm and at https://ffiec.cfpb.gov/data-publication/modified-lar/2019. Reporting institutions include banks, savings associations, credit unions, and mortgage companies. Since 2011, nondepository institutions with assets of $10 million or less, or who originated fewer than 100 home purchase loans (including refinancings of home purchase loans) in the preceding calendar year, have been exempt from reporting. Depository institutions with assets totaling less than $40 million on the preceding December 31 were exempt from reporting.

Subject(s)

USA—California—Florida—Texas—Pennsylvania—New York—Georgia—Ohio—Illinois—North Carolina—Michigan—Arizona—Washington—Colorado—Virginia—New Jersey—Tennessee—Massachusetts—Indiana—Maryland—Missouri—Minnesota—Wisconsin—South Carolina—Oregon—Utah—Nevada—Alabama—Kentucky—Louisiana—Connecticut—Oklahoma—Iowa—Arkansas—Idaho—Kansas—Mississippi—Nebraska—New Mexico—New Hampshire—Maine—Rhode Island—Hawaii—Delaware West—Virginia—Montana—Washington DC—South Dakota—Alaska—North Dakota—Puerto Rico—Wyoming—Vermont—Guam—Virgin Islands—American Samoa—Marshall Islands

ISBN

9781544332048 Sage Data CORE

Type of File/Data

Statistical data with bibliographic citation and abstract.

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