%0 Generic %T The benefits of health savings accounts : hearing before the Subcommittee on Workforce, Empowerment & Government Programs of the Committee on Small Business, House of Representatives, One Hundred Eighth Congress, second session, Washington, DC, March 18, 2004. %U https://ezaccess.libraries.psu.edu/login?url=https://www.heinonline.org/HOL/Page?handle=hein.cbhear/cbhearings80616&id=1&size=2&collection=congrec&index=cbhear